Attention All Savers & Investors With Debts...
"How To Clear Your Debts And Accelerate Your Investment Returns In 7 Easy Steps"
Let me ask you a question…
Do You Control Your Debts Or Do Your Debts Control You?
It is very easy to create debt on your credit card or with personal loans or by going overdrawn on your bank account.
You buy a holiday and pay it off later or you take out a loan to buy a new car, say, and the repayments at the time look affordable, so that’s okay.
But once you have a debt of some kind, it’s very easy to get into the habit of buying stuff now and paying for it later.
It’s also much easier to get caught out when a financial emergency happens such as when the washing machine breaks or you need to repair your car or your home or whatever.
When that happens, it can cost a lot of money to fix it, can’t it?
And that’s when you suddenly realise that you’ve broken your card credit limit or you can no longer afford the repayments.
Debts Can Creep Up And Bite You
When You Least Expect It!
Your personal debts now consume a significant amount of your income in the form of interest that you have to pay off every month, thus restricting the amount that you can spend, save and invest.
Do you realise that the AVERAGE annual interest rate on credit cards is 18%?
That’s right, when you borrow on a credit card, your card provider is charging you 18% interest on that money.
There are credit cards that charge less interest than this and there are cards that charge significantly more – 20% plus is not uncommon and some card providers even charge 30% interest!
How Much Interest Are You Paying?
If this is a shock to you and you thought you were only paying something like 1.36% interest then you need to realize that the 1.36% interest mentioned on your card statement is a MONTHLY interest rate, not an ANNUAL interest rate.
In other words, the card provider is charging you 1.36% every month, which means that a balance of £1000 at the start of the year will have become £1176 by the end of the year if you don’t pay it off.
So a MONTHLY interest rate of 1.36% is the same as an ANNUAL interest rate of 17.6%.
[Note: it is not just 12 times 1.36%, which would be 16.32% – because you need to remember how compound interest works]
Not only that, but leave the balance on your card for a second year and the cost of that £1000 suddenly becomes £1383!
Leave it for a third year and it balloons to £1626, which is nearly two thirds more than you paid for the item.
Interest rates such as this are horrendous, which is why your bank or card provider only usually mentions the lower number (such as 1.36%) on your credit card statement – to make you think the interest rate is a lot lower than it actually is!
It’s not just credit cards either – if you don’t have a credit card but you have an overdraft on your bank account, you need to know that ANNUAL interest rates charged on overdrafts are even higher.
And don’t get me started on pay day loans – they usually have annual interest rates like 400% or more and can charge as much as 3500%!
So as long as you have debts like these, with interest rates like these, the secure financial future and the financial freedom that you dream of will have to stay as it is…just a dream!
But it doesn’t have to be like that!
It Is Time For You To Clear Your Debts!
If it weren’t for those damn debts, you would be able to afford your day to day and month to month living expenses much easier.
What would it feel like to save up to go on holiday or buy the nice things you want without having to pay an extra 18% of cost on top?
What would it feel like to have spare cash left over each month to invest properly and build a nice nest egg for your future, too?
What would it be like to be able to retire comfortably, retire early, buy that second home somewhere warm and sunny or in the country, send your child to a better school or help them pay for their wedding?
Unfortunately, you will never be to any of these things and achieve the life that you really want if you don’t take control of your debts.
Before we go any further then, let me just say this…
“You Can Clear Your Debts And Free Up Cash
( Just Like I Did )”
And I can say this with some authority because I have been where you are right now.
My name is Adrian Botham and I have been free of credit card, store card and personal loan debts for the last 22 years (I’ve never had an overdraft and pay day loans were not invented 20 years ago) and completely debt-free (including my home mortgage debt) for the last 12 years.
I managed to CLEAR all of my debts and FREE UP some spare cash to start INVESTING it wisely to the extent that I have now built a healthy portfolio of investments for my future.
And this outcome is not just a reality for me – it is one that is readily attainable for you too.
When I had debts, everyone around me at that time in my life were living on credit from their overdrafts, credit cards, store cards and personal loans paying off the minimum amount each month because that was all they could afford.
And so I thought that was NORMAL and I did it too.
But it didn’t feel right for me and I didn’t want to spend the rest of my life living like that.
Sure I was able to buy new things when I wanted them, most of the time…
…but at what cost?
Debts Cost A Fortune!
When I worked out how much extra I was paying for the things I bought on credit, I was flabbergasted!
By the time I had paid off the money I had borrowed on my credit cards and personal loans, it was costing me half as much again for the stuff I was buying!
I was being penalised for buying things on credit instead of buying them with cash and it didn’t seem fair.
But this was normal right?
Nobody used cash to buy things these days? Did they? My Mum and Dad always had their credit cards full to their limits. So did my sister.
I felt I was swimming against the tide but I was convinced that there had to be a better way of managing my finances.
If only I could find it.
So I Learned All About Personal Finance
And Debts In Particular
Back then, there was no such thing as the Internet or Information Products.
The closest thing to these were mail order books advertised in newspapers.
“Buy now and allow 28 days for delivery.”
I bought my fair share, I can tell you!
I also bought and read countless books on the subject of personal finance and taught myself the basics, which the teachers had never taught me at school, even though I’m good at mathematics.
But applying my learning to actually start reducing my debts was a struggle.
Learning About Debts Was Not Enough To Clear Them…
I Was Still Missing A VITAL Piece
The information I was reading and learning was general in nature.
It took up a lot of my time and energy and, of course, MONEY that I didn’t really have.
And the result was a lot of conflicting advice that I had to pick through and make sense of.
What I really wanted was a simple, proven system or method that I could follow step by step.
I craved a simple formula that was guaranteed to take me from where I was to where I wanted to be.
In SHORT, I wanted to stop living my life on CREDIT and START living my life DEBT-FREE!
And if you are still reading this text, then you also want the same thing that I did, right?
Which Is Why I Am Now Sharing My PROVEN SYSTEM
– the EXACT same formula that I devised and used myself at the beginning of my journey to becoming DEBT-FREE and transforming into a SUCCESSFUL SHARE INVESTOR:
My Debt-Free Investor System
Discover my PROVEN FORMULA for CLEARING YOUR DEBTS and FREEING UP SPARE CASH as I show you step by step how to:
- IDENTIFY and understand your debts
- Analyze your debts and create your PLAN to clear them
- Free up SPARE CASH to invest for your future
- Manage your money better so that you STAY DEBT-FREE forever
- Achieve the FINANCIAL FREEDOM that you dream of
- and MORE…
Not only that, but there are a myriad of additional benefits that I expect you haven’t even thought of yet.
What am I talking about?
I’m talking about the psychological, physiological and emotional benefits that you will EXPERIENCE from using Debt-Free Investor to take control of your financial future:
Extra Benefits of Debt-Free Investor
As soon as you start using Debt-Free Investor, you will start to EXPERIENCE additional benefits, such as:
- Feeling like you are finally TAKING CONTROL of your finances
- CONTROLLING YOUR DEBT instead of letting it control you
- Feeling great RELIEF as the debt reduces before your own eyes
- Being AMAZED as the debt reduction accelerates week by week, month by month
- SEEING LIGHT at the end of your debt tunnel that you have been in for so long
- Looking forward to the day, due very soon, when you are LIVING DEBT-FREE
- Having the FREE CASH to invest as you please
- Feeling HAPPIER in yourself than you have felt for years
- Feeling a strong sense of personal ACHIEVEMENT
- Wanting to TELL EVERYONE about your achievement
- OVERJOYED at the financial freedom that you have created for yourself and your family
- Feeling STRONGER as a person, able to take on other challenges in your life
- Feeling SHOCKED but PLEASED at how something as easy as this 7-STEP PROVEN SYSTEM could create so much change in your life, so quickly
- and a whole lot MORE…
Why Debt-Free Investor Is Guaranteed To Work For You
You might have read books before and listened to experts on the television but Debt-Free Investor is not like a book or a television show.
With Debt-Free Investor, you receive VIDEO TRAINING that teaches you everything you need to know to clear your debts in just 7 easy steps.
It is clear and concise, packed with the exact content you need and free from the padding and filler that you see in other products.
The video is just over 10 minutes in duration so that you can watch it as many times as you want; so you don’t have any excuses for forgetting the system or not understanding anything.
Everything is explained in very simple language that you will find very easy to understand.
You will also receive a concise, 8-page WORKBOOK to accompany your video training.
The Debt-Free Investor Workbook is provided in electronic PDF format so that you will receive it immediately and can print and use as many copies as you wish.
So you don’t have to be concerned about getting your plan right first time either.
You can scribble on your workbook as much as you want and then print a clean copy afterwards.
You can even print and re-do your plan over and over as your debts reduce from the actions you take.
By doing this and keeping copies of your plan and successful results as you go along, you will see the real progress that you are making, which can spur you on even further to better things.
Indeed this is a great way of building and maintaining momentum, which is often lacking from other debt reduction approaches you may have tried.
And if that wasn’t enough…
Your Investment Is Guaranteed
You have NOTHING to lose and everything to GAIN. I’m so confident that Debt-Free Investor will deliver on my PROMISES to you that I’m offering a “No Questions Asked” 30-Day Money Back Guarantee. If you are not happy with your investment in Debt-Free Investor, for any reason, just contact me within 30 days and I’ll happily refund your investment in FULL.
Here’s What Happens When You Say YES…
There’s no time like the present, so let’s get you hooked up with my “Proven System Guaranteed to Clear Your Debts, Free Up Your Cash and Keep You Debt-Free Forever In Just 7 Easy Steps…”
Step #1: Click one of the “Add To Cart” buttons on this page
Step #2: Complete your payment information on the Order Form
Step #3: Check your inbox for our support email and click the link to register for ongoing support of Debt-Free Investor
Step #4: Check your inbox for your login details email and click the link to access Debt-Free Investor on our Customer page
Step #5: Prepare to be blown away by how easily this PROVEN SYSTEM can transform your life
One Time Investment – Instant Access!
Instant Download – Even at 2 am
All Major Credit Cards, PayPal, and Online Checks Accepted
Order 24 Hours a Day, 7 Days a Week, 365 Days a Year!
But Don’t Delay…This Special Offer Price Will Not Stay This Low For Long And The Quicker You Take Action, The Sooner You Can Benefit From Clearing Your Debts, Freeing Up More Spare Cash And Accelerating Your Investment Returns!
So beat the price rise and START CLEARING YOUR DEBTS today by
clicking the Add To Cart button below…
£47 for a limited time only
PS. Remember that I take all the risk and you are protected by my 100% money back guarantee if Debt-Free Investor doesn’t meet YOUR EXPECTATIONS.
PPS. Which one is worth more to you, £47 now or getting out of your debt trap and investing your way towards the financial freedom of your dreams?
PPS. You don’t have to “allow 28 days for delivery” like I did either, get started immediately by Clicking the Add To Cart button below: